Can I Finance a Car with Bad Credit?
There are lots of possibilities waiting for you out on the road, from local nightlife and hotspots to road trips to far away destinations. Whether you plan on cruising city streets, dominating the highway, or conquering what’s off the road, you’ll need a quality car to get you there. If you’re concerned about how to get that ride, we’re here to help.
Our team at Val-U-Line® is here to help you find the right car at the right price with the right financing. That’s why we’re here to answer the question, “Can I finance a car with bad credit?” No matter what your situation may be, there’s an option for you! Our quality cars are paired with a team of financing experts who can help you get behind the wheel.
What is a Credit Score?
A credit score is a number to represent how creditworthy a borrower is. The higher the number, the more options you’ll have with different lenders. FICO is one of the leading scales to measure credit scores. While the score itself varies, we can break it down into a few categories:
- Excellent: 800-850
- Very Good: 740-799
- Good: 670-739
- Fair: 580-669
- Poor: 300-579
Getting to this number requires looking at a potential borrower’s history. It gives lenders an idea of how reliably they can make payments on loans. These factors include:
- Total amount(s) owed
- Payment history
- Types of credit
- New credit
- Length of credit history
Having multiple debts, credit cards, and other lines of credit can impact your credit score, as do missing payments or making them late. Even though these things happen, there’s still an option to get a great used car that fits what you need!
Car Options with Bad Credit
Thanks to our nationwide and constantly updated inventory of used cars, we have plenty of options for you to explore that fit your budget. All our used cars are priced at $14,999 or below to give drivers like you different options to look through.
Your personal financial situation can still lead to a great car. We have models from brands you know, like Honda, Toyota, Ford, and more. Among our used cars, trucks, and SUVs are cheap options that you can finance even with less-than-perfect credit. These cheap rides give you the quality you need at a price that fits your lifestyle.
Expert Financing Assistance
When you shop with us, we provide you with a transparent and worry-free financing experience. Our goal is to make the car-buying process simple so you can get started driving your next car no matter what your credit score may be.
When you work with our finance team, you can be confident you’re working with dedicated professionals. They’ve made it their mission to assist drivers looking for a quality ride at a great price. Start your process and see what possibilities there are for you!
Finance a Car with Bad Credit Today!
Shopping with us means you can find an excellent ride that fits your budget. Contact us at Val-U-Line® to get started today!