Cheap Used Cars to Insure

Cheap Cars to Insure

Insurance is required for any used car you buy. However, your insurance rate can depend on several different factors, including the vehicle itself. So, which are the cheapest used cars to insure?

Read on to find out!

Auto Insurance Rate Factors

Auto Insurance for Cheap Used Cars

One of the major factors in determining auto insurance rates is a vehicle's overall safety capabilities. The more dependable a car can be in an accident, the cheaper it can be to insure.

For example, used cars with smaller, less powerful engines may have lower insurance rates than those with more powerful motors. After all, vehicles with smaller engines tend to travel at lower speeds, thus reducing the risk of an accident. Cars with larger engines are considered a bigger liability because they can go a bit faster, increasing their chances of getting into an accident.

The type of car can also affect insurance rates for drivers. If you're in the market for a sports car, large SUV, or a truck, you may need to pay a bit more to have them insured. Sports cars have incredibly powerful engines that'll add a bit of zip and zoom to your commutes, but, as stated previously, that speed can be a bit of a liability. SUVs and trucks, on the other hand, may not be as powerful, but they are larger. If an accident occurs, their size can cause more damage to their overall structure and other vehicles.

Of course, the vehicle's performance and type aren't the only things that can affect your premiums. Your driving history, as well as theft risks for the car, can also play a role.

Which Used Cars Are Cheap to Insure?

If you're looking for a safe used car with value, here are some of the best cheap used cars to insure.

Chevrolet Equinox

Chevy Equinox Insurance

A used Chevrolet Equinox is one of the safest and most versatile SUVs around. Offering a variety of engine options, it can easily be configured to fit your performance needs while ensuring affordable insurance rates. Plus, it can come packed with tons of luxury features, including heated seats, an infotainment system, and driver-assist technologies, depending on the model year you choose.

Ford Escape

Like the Equinox, a pre-owned Ford Escape is a versatile car that's not only dependable but affordable, as well! It features multiple powertrain options with just enough power to get you to wherever you need to go. Plus, the model comes with available 4WD to give you a bit more confidence when you're traveling through snow, mud, and every other type of road condition in between.

Honda Odyssey

Honda Odyssey Insurance

Family cars like the Honda Odyssey are more than just affordable; they're some of the safest options around. With a dependable reputation and designed for optimum protection, it can keep you and your most precious cargo safe. Plus, a used Odyssey is made for comfort and convenience. From a rear entertainment system to a spacious interior with more than 170 cubic feet of space, it can come with everything needed to make your road trips even easier.

Subaru Outback

The Subaru Outback isn't just a cheap used car to insure; it's also one of the most reliable and long-lasting. In fact, over 90% of Outback models purchased within the past 10 years are still running smoothly and efficiently today. On top of outstanding dependability, a pre-owned Outback is a car made for adventurers. With standard all-wheel drive, it doesn't matter if it's slippery streets or a snow-covered off-road trail, it has the capabilities to get through all sorts of weather and conditions with ease.

Toyota Camry

Toyota Camry Insurance

Need something versatile, compact, and affordable to insure? If so, a pre-owned Toyota Camry may be for you. For decades, it's delivered a performance that's both exhilarating and safe. It's also one of the most efficient sedans on the market, making it perfect for any office or college commuter. Looking for an eco-friendlier performance for your used car? A pre-owned Camry can come with a hybrid powertrain, too.

Find a Cheap Used Car to Insure Today

Insurance costs are something that all drivers should consider when shopping for a used car. So, if you're looking for a vehicle that'll give you the insurance you want for your budget, consult the list above and contact Val-U-Line® when you're ready to schedule your test drive!